Transformational
For decades, mortgage lenders have stitched together dozens of tools, wasting time and money chasing information that should be instant. LoanMAPS and TheRuleTool change that with the industry’s first true end-to-end platform—from application and day-one underwriting to closing, post-closing retention, and proactive rate monitoring—so you reach clients before someone else does. And because AI only works with current, accurate, unified data, come meet Augie AI.
Test
We use real-world scenarios and test cases to demonstrate performance. We do not expect you to engage based on demos.
Truth
Transparency + Test = Truth
Our Augie AI features deliver consistent results because everything runs from a single source of truth—one database, one end-to-end LOS, powered by the knowledge of TheRuleTool.
Our Products
AI Power Dynamic Guideline for QM and Non-QM Guidelines.
- Integration with Polly and Optimal Blue
- Deal Structure with Augie AI
- Cross-Platform Integration
Our Why
TheRuleTool (TRT) empowers loan officers by organizing underwriting guidelines on the cloud so they can help families anytime, anywhere.
Our Products
What Sets Us Apart
“Built on one living database, one source of truth from application to servicing” LoanMAPS was engineered from the ground up around a single, living database, the skeleton of our entire platform.
- Mobile App
- AI Powered
- All in one LOS, POS, and CRM
Why LoanMAPS?
The mortgage industry has a fragmentation problem that’s been building for 20 years.
The industry’s dominant loan origination systems were built decades ago to do one thing: process mortgage applications.
But the world changed. Today, lenders need to capture online applications, compare loan programs, coach sales teams, calculate complex income, ensure underwriting consistency, manage relationships, and stay connected to clients long after closing—before the investors you sold to refinance them.
Legacy systems recognized this shift. Instead of rebuilding from the ground up, they chose integrations—layering on one-off tools and charging connection fees along the way.
The result? Lenders now juggle dozens of systems, each with its own data model, rules, logins, fees, and ongoing technology support just to keep everything talking to each other.
This fragmentation has a real cost in time, money, and confidence.
Data has to be entered multiple times. Integration fees pile up. When one system updates, the others don’t always sync.
Loan officers waste hours hunting for information. Some lenders even hire staff just to manage handoffs between systems—not because it creates value, but because the technology can’t agree with itself.
And ultimately, borrowers making the biggest financial decisions of their lives are left relying on information pulled from tools that don’t speak the same language.
LoanMAPS took a different approach.
We didn’t add more integrations to a legacy system. We rebuilt the platform from the ground up around a single source of truth—so lenders stop chasing data and start trusting it.
Integrations
Simpler for You. Smoother for them.
A Better Homebuying Experience for Everyone.
Reduce Costs
With guideline search engine and the convergent LOS accessible in one system, eliminate the need for a never ending tech stack.
Boost Efficiency
Improve the process with speed, get instant answers to questions with TheRuleTool and a seamless LOS platform.
Enhance Loan Quality
Lead the process with expertise and accuracy, with constant access to AI assistance from application to closing.
What Our Users are Saying
Real people, real results. Don't just take our word for it.
“TheRuleTool is essential for every loan officer to have.”
Jackson B – Loan Officer
“I was out of town skiing, and I was speaking with my borrower in the morning, and they did not want to lock yet. I went out skiing and in the afternoon, the borrower called me wanting to lock. Rather than go back to the condo, I was able to log in on my phone and lock the loan. It was amazing!
Pamela V – Loan Officer
“90% of the time I can log in to TheRuleTool, type in the exact question that I have, and it will provide me with FNMA or FHLMC’s guidelines so I can seem like an expert when I am talking to my clients and realtors!”
Matt B – Loan Officer
