Transformational
For decades, mortgage lenders have stitched together dozens of tools, wasting time and money chasing information that should be instant. LoanMAPS and TheRuleTool changes that. We built the industry’s first true end-to-end platform, from application and day-one underwriting to closing, post-closing client retention, and proactive rate monitoring, so you reach your clients before someone else does. And because AI only works with current, accurate, unified data, come meet Augie AI.
Test
We use real-world scenarios and test cases to demonstrate performance. We do not expect you to engage based on demos.
Truth
Transparency + Test = Truth
Our Augie AI features deliver consistent results because everything runs from a single source of truth—one database, one end-to-end LOS, powered by the knowledge of TheRuleTool.
Our Products
AI Power Dynamic Guideline for QM and Non-QM Guidelines.
- Integration with Polly and Optimal Blue
- Deal Structure with Augie AI
- Cross-Platform Integration
Our Why
TheRuleTool (TRT) empowers loan officers by organizing underwriting guidelines on the cloud so they can help families anytime, anywhere.
Our Products
What Sets Us Apart
“Built on one living database, one source of truth from application to servicing” LoanMAPS was engineered from the ground up around a single, living database, the skeleton of our entire platform.
- Mobile App
- AI Powered
- All in one LOS, POS, and CRM
Why LoanMAPS?
The mortgage industry has a fragmentation problem that’s been building for 20 years.
The industry’s dominant loan origination systems — were built over decades ago, and designed to do one thing: process mortgage applications.
Since then, the world has changed. Now, lenders need to capture online applications, compare loan programs, coach sales teams, calculate complex income documentation, ensure underwriting consistency, track relationships and manage their clients before the investors you sold to refinance them.
Giant legacy systems recognized that shift. But instead of rebuilding from the ground up, they’ve took a different route: supporting integrations with one-off tools and charging connection fees.
Today, lenders have to switch between dozens of different tools, each with its own data model, rules, login credentials, monthly fees, and pay technologies and database experts to support those systems and database.
This fragmentation has a real cost in time, money, and confidence.
With separate tools, lenders have to enter data multiple times, integration fees add up, and when one system updates, the others don’t always sync.
As a result, loan officers waste hours looking for information. Some even hire people to manage the handoffs between systems, not because it creates value, but because the technology can’t agree with itself.
All of this means that borrowers making the biggest financial decisions of their lives can’t always trust the information they’re getting because it comes from multiple tools that don’t speak the same language.
Integrations
Simpler for You. Smoother for them.
A Better Homebuying Experience for Everyone.
Reduce Costs
With guideline search engine and the convergent LOS accessible in one system, eliminate the need for a never ending tech stack.
Boost Efficiency
Improve the process with speed, get instant answers to questions with TheRuleTool and a seamless LOS platform.
Enhance Loan Quality
Lead the process with expertise and accuracy, with constant access to AI assistance from application to closing.
What Our Users are Saying
Real people, real results. Don't just take our word for it.
“TheRuleTool is essential for every loan officer to have.”
Jackson B – Loan Officer
“I was out of town skiing, and I was speaking with my borrower in the morning, and they did not want to lock yet. I went out skiing and in the afternoon, the borrower called me wanting to lock. Rather than go back to the condo, I was able to log in on my phone and lock the loan. It was amazing!
Pamela V – Loan Officer
“90% of the time I can log in to TheRuleTool, type in the exact question that I have, and it will provide me with FNMA or FHLMC’s guidelines so I can seem like an expert when I am talking to my clients and realtors!”
Matt B – Loan Officer
