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How can you afford not to use TheRuleTool?
With the rising cost to produce loans in an increasingly competitive housing market, TheRuleTool gives your origination teams the answers in seconds allowing the teams to close more loans in less time.
Check out our new Jumbo Outlier Tool here!
What is TheRuleTool?
TheRuleTool™ is a search engine that removes the time consuming process of researching and confirming agency and investor overlays one website at a time. With a few clicks or taps, you can quickly find comprehensive information on topics, like bonus income or 1031 exchanges. Get extra information on best practices, documentation requirements and even tips from our Credit Policy Team.Our revolutionary engine will inform you within seconds of QM JUMBO INVESTORS “outliers”.
Say you locked a QM Jumbo loan best efforts with your selected investor. The LTV is 80% and you find out 10 days before close that they require 3 trade lines for above 70% LTV. Now you’re left re-pricing the loan to market and footing the bill. This can now be avoided with TheRuleTool.
What We Offer
TheRuleTool™ is designed to meet the needs of anyone searching for agency guidelines or investor information. Here’s what’s included:
What We Offer
TheRuleTool™ is designed to meet the needs of anyone searching for agency guidelines or investor information. Here’s what’s included:
Rules Search Engine
Through a quick and easy search of agency rules and investor overlay documents, you can efficiently locate information by selecting the specific rule you are looking for, or by typing in a keyword.
Jumbo QM Guideline Tool
In seconds you can see your Jumbo QM investor(s) guideline that is not consistent with the agency rule. We call them outliers. Simply select the investor you are considering locking with and we will stack them side by side for you.
Deal Scenario Chat Room
We offer an anonymous environment to discuss scenarios and ask questions of your colleagues.
Mobile Interface
Designed to give you quick and easy access on the go, simply navigate to TheRuleTool™ on your mobile device to view a mobile-ready interface.
Pricing Options for Any Team or Company Model
Per User Model – Pay for the number of users at the applicable tiered cost
| Tier | User Minimum | User Maximum | T3T Standard Cost | TMC Member Cost* |
|---|---|---|---|---|
| Tier 1 | 1 | 50 | $20.00 | $17.60 |
| Tier 2 | 51 | 100 | $18.00 | $15.66 |
| Tier 3 | 101 | 150 | $16.00 | $13.76 |
| Tier 4 | 151 | 200 | $14.00 | $11.90 |
| Tier 5 | 201 | 250 | $12.00 | $10.08 |
| Tier 6 | 250 | 500 | $10.00 | $8.30 |
| Tiers 7 | 500+ | N/A | Negotiable | Standard % discount |
Request a Demo
If you are having issues scheduling feel free to call 1(800)575-1838 or email support@take3tech.com.
