Menu
Menu
Inquire. Empower. Inform.
TheRuleTool™ offers easy access to agency and government guidelines as well as investor overlays right at your fingertips! It’s like having an underwriter in your pocket.
What's New With TheRuleTool Content?
When new updates are released by agencies and investors, our team reviews the information and ensures that TheRuleTool is updated in a timely, efficient manner.
We also keep our users informed about these changes through a recent changes list posted to TheRuleTool’s dashboard as the new information arrives.
Interested in what changes have been posted recently? Here’s our list:
Loading the latest changes…
What is TheRuleTool?
TheRuleTool™ is a search engine that removes the time consuming process of researching and confirming agency and investor overlays one website at a time. With a few clicks or taps, you can quickly find comprehensive information on topics, like bonus income or 1031 exchanges. Get extra information on best practices, documentation requirements and even tips from our Credit Policy Team.Here's what our users have to say about TheRuleTool™...
Instead of spending extra time online looking up guidelines, or on the phone sorting things out with underwriters, TheRuleTool™ has freed me to get out, look for business, and help customers.
TheRuleTool™ gives me quick, easy, and reliable access to agency guidelines, as well as investor overlays. I recommend The Rule Tool to any mortgage professional.
TheRuleTool™ has provided me with speed and accuracy. It has also allowed me to find additional opportunities to finance more homes for my clients. I would highly recommend to any loan officer that is serious about their business, to invest in The Rule Tool.
Previous
Next
What We Offer
TheRuleTool™ is designed to meet the needs of anyone searching for agency guidelines or investor information. Here’s what’s included:
What We Offer
TheRuleTool™ is designed to meet the needs of anyone searching for agency guidelines or investor information. Here’s what’s included:
Rules Search Engine
Through a quick and easy search of agency rules and investor overlay documents, you can efficiently locate information by selecting the specific rule you are looking for, or by typing in a keyword.
Deal Scenario Chat Room
We offer an anonymous environment to discuss scenarios and ask questions of your colleagues.
Mobile Interface
Designed to give you quick and easy access on the go, simply navigate to TheRuleTool™ on your mobile device to view a mobile-ready interface.
Tailored For You
We customize your account to display your company’s approved investor overlays.
How can you afford not to use TheRuleTool?
With the rising cost to produce loans in an increasingly competitive housing market, The RuleTool gives your origination teams the answers in seconds allowing the teams to close more loans in less time.
Pricing Options for Any Team or Company Model
Per User Model – Pay for the number of users at the applicable tiered cost
| Tier | User Minimum | User Maximum | T3T Standard Cost | TMC Member Cost* |
|---|---|---|---|---|
| Tier 1 | 1 | 50 | $20.00 | $17.60 |
| Tier 2 | 51 | 100 | $18.00 | $15.66 |
| Tier 3 | 101 | 150 | $16.00 | $13.76 |
| Tier 4 | 151 | 200 | $14.00 | $11.90 |
| Tier 5 | 201 | 250 | $12.00 | $10.08 |
| Tier 6 | 250 | 500 | $10.00 | $8.30 |
| Tiers 7 | 500+ | N/A | Negotiable | Standard % discount |
